Can someone add themselves to my auto INS without my knowledge or permission?
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UPDATED: Mar 2, 2018
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Insurance Question from Orange, TX
Asked on 03/02/2018
Can someone add themselves to my auto INS without my knowledge or permission? My little brother who lives in another state added himself to my auto INS policy without my knowledge or permission. I wasn't contacted or anything. How can this be done without my consent or signature even? This can't be normal or legal even,
Answer given on March 03, 2018
It is not likely that an insurance company would willingly add a driver to a policy without the consent of the policyholder. There may have been a misunderstanding by the insurance company, presuming you and your brother have the same last name, or he may have said he is on title to the car.
You should call your agent or insurance company and ask them to remove your brother from the policy if he is not on title. If he is, then he has the right to protect himself from liability by being named on the insurance policy. If that is the case you should see if you can take him off the title of the car. Then you can remove him from your policy. If there is a loan on the car, and he helped you to obtain it, then you will have to work with the lender about this.
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