Can i send a demand letter at the begining of chiropractor treatment?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Dec 14, 2011

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Insurance Question from Brentwood, CA

Asked on 12/14/2011

Can i send a demand letter at the begining of chiropractor treatment? NULL

Answer given on December 14, 2011

If you were injured in an auto accident and are seeing a chiropractor the payments are dependent upon who’s insurance company is paying for the injuries.If you were at fault in the accident and have medical payments coverage, that coverage is excess over any other collectible insurance. If you have medical insurance that will pay for the visits, then the medical payments coverage would only pay for deductibles or co-payments. Your insurance company may pay for partial claims as bills are submitted.If you were in an accident and injured by the other party, then their insurance company would be paying for your injuries. Generally, the other insurance ocmpany waits until all bills are submitted before they will issue payment. They rarely pay for doctor visits on an ongoing basis. This is usually done so they can determine the total loss for bodily injury. You can ask the adjuster for periodic payments, but they are under no obligation to do so. Be sure your doctor is aware of this and that payments may be delayed due to this.


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