Can I cancel a claim made about an accident?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Nov 24, 2011
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Naples, FL
Asked on 11/24/2011
Can I cancel a claim made about an accident? Someone hit my car while it was parked in my parking lot in front of my condo. The drivers of the other car were adamant that they did not want insurance involved and that they were going to contact me the following morning about fixing the damage done to my car. They neglected to contact me in a timely manor so I filed a claim with the insurance company, assuming they were just trying to get me off their backs but they did call and had the damage fixed the next day. Can I cancel the claim I made with both companies?
Answer given on November 25, 2011
If you are involved in any accident, you have the choice of reporting it through your insurance company or not. Since your car was parked and obviously the other party was at fault, it is very simple to call your insurance company and say you are having the claim handled by the other party and withdraw the claim. Your insurance company will have no problem with this.The insurance company for the other party may want to further investigate the claim since you did orginally file a claim. However, you can tell them there was no substantial damage. They may be willing to close out the claim without further investigation. They may contact their client for more information, and they could still charge them with an at fault accident, but that would be between the insurance company and the other party, and should not involve you. Before withdrawing the claim, be certain that all damages to your car have been fixed to your satisfaction.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.