Can home owners insurance for properties in NY and NH be bundled by any insurance company?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 28, 2018

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Insurance Question from Painted Post, NY

Asked on 06/28/2018

Can home owners insurance for properties in NY and NH be bundled by any insurance company? Primary home in upstate NY and summer place in NH. I now have two separate insurance companies. Can anyone bundle the two? I'd like to bundle both properties with car insurance.

Answer given on July 05, 2018

You may be able to bundle the homeowner insurance for both of your properties even though they are in different states.  Check with each insurance company to see if they are licensed to do business in both states. Then obtain a quote from each of them for both homes and for your auto insurance.  Even though the insurance may be bundled, you will probably have separate insurance policies since the homes are in different states and laws and regulations can be different. However, the insurance company should be able to set up a billing procedure for the three policies to one bill, unless there is a problem with the two states being involved. If neither of the companies can bundle your insurance you may want to shop around to see if another insurance company can arrange this insurance for you.  However, bundling may not necessarily save any money overall.

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