Can an insurance company make me release my car?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Dec 13, 2012
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Campton, NH
Asked on 12/13/2012
Can an insurance company make me release my car? I got into a car accident 6 days ago. A car came across the yellow line and hit me head on. I have 15 stitches on my head and I am walking on crutches. The other ins. company is demanding I release the car today and remove my personal belongings and my plates from the car. Can they do this?
Answer given on December 16, 2012
If you were in an auto accident and the other person was at fault, then the insurance company for the other party must pay to repair your car. If your car was considered a total loss, then they must pay for the actual cash value of your car. That would be the current value of your car, not necessarily what you may feel your car is worth. However, you may try to prove a greater value of your car, if you feel the offer is not enough. Talk to the adjuster if you have an problem with the settlement offer.Once a settlement is made, you must give the other insurance company your car and remove your personal belongings and plates. If the offer was in a reasonable amoutn of time, this should not be a problem for you. If you need additional time, call the adjuster and ask for an extension.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.