Can a previous reckless driving claim and a newly added personal injury of the original reckless driving claim make my insurance rates go up again.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 7, 2013

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Insurance Question from Zephyrhills, FL

Asked on 06/07/2013

Can a previous reckless driving claim and a newly added personal injury of the original reckless driving claim make my insurance rates go up again. NULL

Answer given on June 18, 2013

If you were involved in a reckless driving accident previously, and your insurance company worked to resolve the claim, your insurance rates should not go up with an added claim.Having said that, if the previous claim involved only property damage and the ticket, and you now have a bodily injury claim, then your rates could increase if your insurance company makes an additional charge for bodily injury claims. Also, the time frame from the previous claim can affect how the rates will be affected.Your insurance company has probably been working with the claimant since the original claim and it could be that the other party filed the personal injury claim to keep it open until resolved. There are time frames that need to be met, or a claim filed with a court or the claim will close.You should talk to your adjuster and see if they see any affect on your rates. If they don’t know, then talk to your insurance agent. They should be able to tell you if there is any affect to your rates with this added claim.


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