Can a person with a license get car insurance in their name on someone else’s vehicle for them.

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 29, 2015

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Insurance Question from Ampthill, VA

Asked on 01/29/2015

Can a person with a license get car insurance in their name on someone else’s vehicle for them. NULL

Answer given on March 30, 2015

In auto insurance, insurance follows the car, and the should be insured in the name of the registered owner. The registered owner is the person legally responsible for any damages or injuries caused in the event of an auto accident.You can be listed on the auto policy as a driver. The premium will be based on your age, driving experience and driving record. The insurance company should not have a problem with this. The owner of the car should also be listed, unless they are not a licensed driver. If you cause an accident, the owner of the car will be defended by the insurance company and you will be defended too. However, if there is damage to the car, any payment will be made to the owner of the car.You can pay the premium for the insurance on the car if you wish. The insurance company will be willing to bill you for the premium due.

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