Can A Company Void My Policy If I Lie Or Make A Mistake In Completing The Application?

Free Insurance Quote Comparison

 Secured with SHA-256 Encryption

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

If you make an important mistake such as neglecting to tell the company about a major health problem which could have led the company to deny you insurance, the insurance company has to discover the mistake during the “contestable period” specified in the policy. If they fail to do so, then you can have confidence that your policy will be honored – and the company cannot cancel it.

If an error that would not have led to denial of coverage is discovered (often at the time of death) such as misstatement of age or sex, the company would normally adjust the amount of coverage to coincide with the correct age or sex.

Free Insurance Quote Comparison

Enter your ZIP code below to compare cheap insurance rates.

 Secured with SHA-256 Encryption