Best Car Insurance After a DUI in Utah (Top 10 Companies for 2024)
Best car insurance after a DUI in Utah comes from Progressive, State Farm, and Geico, offering rates starting at $48 per month. These companies provide the most affordable options for DUI drivers, combining competitive rates, flexible coverage, and efficient SR-22 filing services.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
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UPDATED: Sep 28, 2024
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We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Sep 28, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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17,759 reviewsCompany Facts
Full Coverage After a DUI in Utah
A.M. Best Rating
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Pros & Cons
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19,116 reviewsCompany Facts
Full Coverage After a DUI in Utah
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
The top picks for the best car insurance after a DUI in Utah are Progressive, State Farm, and Geico, with rates starting as low as $48 per month. Progressive stands out as the overall best choice, offering competitive pricing, SR-22 filing, and flexible coverage.
State Farm provides personalized service through local agents, while Geico is known for affordable rates and easy online management tools. Dive into the details with our article entitled “Best Car Insurance After an Accident in Utah.”
Our Top 10 Company Picks: Best Car Insurance After a DUI in Utah
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 20% A+ Snapshot Program Progressive
#2 17% B Personalized Service State Farm
#3 25% A++ Affordable Rates Geico
#4 10% A+ DUI Programs Allstate
#5 12% A Discount Options Farmers
#6 15% A Driving Tools Liberty Mutual
#7 20% A+ Forgiveness Option Nationwide
#8 12% A+ Defensive Discounts The Hartford
#9 10% A++ High-Risk Handling Travelers
#10 10% A+ High-Risk Focus Dairyland
All three companies deliver tailored options to meet Utah’s insurance requirements after a DUI. Ready to find cheaper car insurance coverage? Enter your ZIP code to begin.
#1 – Progressive: Top Overall Pick
Pros
- Discounts: Progressive offers some discounts even after a DUI, helping Utah drivers lower insurance costs. Obtain further insights from our “Progressive Insurance Review.”
- SR-22 Filing: Progressive handles SR-22 filings efficiently, ensuring Utah drivers with a DUI can meet state insurance requirements quickly.
- Flexible Coverage: Progressive offers a variety of flexible coverage options tailored to Utah drivers, even after a DUI, helping them customize their policy.
Cons
- Higher Premiums: Progressive’s premiums for Utah drivers with a DUI can be significantly higher compared to other companies.
- Limited Local Agent Support: Progressive’s reliance on online services may frustrate Utah drivers with a DUI seeking personalized, local support for their insurance.
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#2 – State Farm: Best for Risk Protection
Pros
- Competitive Rates: State Farm offers relatively competitive rates for Utah drivers even after a DUI. Access the complete picture in our “State Farm Insurance Review.”
- Strong Financial Stability: State Farm’s financial strength offers Utah DUI drivers peace of mind that their insurance company will pay claims promptly.
- Local Agents: State Farm’s wide network of local agents provides Utah drivers with DUI personalized assistance to navigate insurance needs post-conviction.
Cons
- Limited Discounts: Utah drivers with a DUI may find fewer applicable discounts with State Farm compared to other companies.
- SR-22 Fees: State Farm may charge additional fees for filing an SR-22 in Utah, increasing the cost for drivers with a DUI.
#3 – Geico: Best for Affordable Rates
Pros
- Affordable Rates: Geico offers some of the most affordable insurance rates in Utah, even for drivers with a DUI. Discover what lies beyond our “Geico Insurance Review.”
- Easy SR-22 Filing: Geico simplifies the SR-22 filing process for Utah drivers, ensuring they meet the state’s DUI insurance requirements.
- Digital Tools: Geico’s user-friendly mobile app and website make it easy for Utah drivers with a DUI to manage their insurance policies online.
Cons
- Significant Premium Increase: Geico tends to raise premiums significantly for Utah drivers following a DUI conviction.
- Limited High-Risk Coverage Options: Utah drivers with a DUI may find fewer high-risk coverage choices with Geico compared to specialized insurers.
#4 – Allstate: Best for Driver Assurance
Pros
- Accident Forgiveness: Allstate offers accident forgiveness, which can help Utah drivers with a DUI avoid rate increases after a future accident. Learn more through our “Allstate Insurance Review.”
- Solid Local Agent Support: Utah drivers with a DUI can benefit from Allstate’s network of local agents for personalized insurance advice and support.
- SR-22 Assistance: Allstate provides smooth SR-22 filing for Utah drivers, helping them meet DUI-related insurance requirements with minimal hassle.
Cons
- Higher Premiums for High-Risk Drivers: Allstate often charges higher premiums for Utah drivers with a DUI compared to more competitive companies.
- Limited DUI Discounts: Allstate offers fewer discounts for Utah drivers with a DUI, making it harder to reduce insurance costs post-conviction.
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#5 – Farmers: Best for Tailored Plans
Pros
- SR-22 Filing: Farmers handle SR-22 filings efficiently, helping Utah drivers with DUIs. Obtain a more nuanced perspective with our “Farmers Insurance Review.”
- Comprehensive Coverage Options: Farmers provides a variety of comprehensive insurance options for Utah drivers after a DUI, allowing for flexible coverage.
- Local Agents Available: Utah drivers with a DUI can rely on Farmers’ local agents to guide them through their insurance needs after a conviction.
Cons
- Higher Premiums Post-DUI: Farmers tend to charge higher insurance premiums for Utah drivers following a DUI conviction.
- Fewer Discount Opportunities: Utah drivers with a DUI may find fewer opportunities for discounts with Farmers, limiting cost-saving options.
#6 – Liberty Mutual: Best for Flexible Options
Pros
- Flexible Coverage Options: Liberty Mutual provides customizable insurance plans for Utah drivers after a DUI, allowing them to tailor their coverage.
- 24/7 Support: Liberty Mutual offers 24/7 customer support, which is valuable for Utah DUI drivers. Look at our “Liberty Mutual Insurance Review” for expanded insights.
- SR-22 Filing Assistance: Liberty Mutual helps Utah drivers with DUI convictions file SR-22 forms, making the process smoother and more efficient.
Cons
- Higher Premiums for High-Risk Drivers: Liberty Mutual’s rates for Utah drivers with a DUI can be more expensive compared to other insurance providers.
- Mixed Customer Service Reviews: Some Utah drivers report inconsistent experiences with Liberty Mutual’s customer service after a DUI.
#7 – Nationwide: Best for Discount Solutions
Pros
- Discount Opportunities: Nationwide offers some discount options for Utah drivers, even those with a DUI, helping reduce insurance premiums.
- Strong Financial: Nationwide’s financial stability assures Utah drivers with a DUI. Discover a wealth of knowledge in our “Does Nationwide offer OEM parts coverage?“
- Personalized Local Support: Utah drivers with a DUI can take advantage of Nationwide’s local agents to get personalized help with their insurance needs.
Cons
- Limited High-Risk Coverage: Nationwide may offer fewer high-risk coverage options for Utah drivers with a DUI compared to other insurers.
- Price Increases After DUI: Nationwide typically increases premiums for Utah drivers with a DUI, making their insurance more costly.
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#8 – The Hartford: Best for Reliable Claims
Pros
- Insurance Options: The Hartford offers insurance plans tailored to Utah drivers with a DUI. Expand your understanding with our “Does The Hartford offer rental car coverage?“
- Reliable Claims Process: The Hartford’s claims process is efficient, providing quick resolutions for Utah drivers with a DUI.
- Local Agent Support: Utah drivers with a DUI benefit from The Hartford’s network of local agents, ensuring personalized insurance guidance.
Cons
- High Premiums for DUI Drivers: The Hartford may charge higher premiums for Utah drivers with a DUI compared to other insurers.
- Fewer Discount Opportunities: Utah DUI drivers may find fewer discounts with The Hartford, limiting ways to lower their insurance premiums.
#9 – Travelers: Best for Coverage Flexibility
Pros
- SR-22 Filing Assistance: Travelers help Utah drivers with a DUI file SR-22 forms efficiently, ensuring they meet state insurance requirements.
- Flexible Coverage: Travelers offers a variety of coverage options for Utah drivers with a DUI, allowing them to adjust their insurance to fit specific needs.
- Financial Stability: Travelers’ financial strength ensures that Utah DUI drivers can rely on the company to pay out claims promptly. Gain deeper insights by exploring our “Does Travelers offer gap insurance?“
Cons
- Premium Hikes Post-DUI: Travelers often raise premiums significantly for Utah drivers following a DUI, making it more expensive to maintain coverage.
- Limited DUI-Specific Discounts: Utah drivers with a DUI may find fewer discounts tailored to high-risk drivers with Travelers.
#10 – Dairyland: Best for High-Risk Focus
Pros
- Specializes in High-Risk Drivers: Dairyland focuses on providing insurance for Utah drivers with a DUI, offering tailored coverage options.
- SR-22 Expertise: Dairyland is well-versed in SR-22 filings. making it easier for Utah drivers with a DUI to fulfill state insurance requirements.
- Affordable Rates: Dairyland often provides more affordable rates for Utah drivers with a DUI. Explore further details in our “How to File an Car Insurance Claim With Dairyland.”
Cons
- Limited Coverage Options: Dairyland may offer fewer overall coverage choices for Utah drivers with a DUI compared to larger insurers.
- Fewer Discounts Available: Utah drivers with a DUI may find fewer discount opportunities with Dairyland, limiting potential savings on their insurance.
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Utah DUI Car Insurance Monthly Rates by Provider & Coverage Level
Navigating car insurance after a DUI in Utah can be challenging. To help you make informed decisions, we’ve compiled a comparison of monthly rates from various providers, highlighting options for both minimum and full coverage.
Utah DUI Car Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
$71 $158
$66 $148
$72 $161
$62 $138
$78 $174
$90 $201
$48 $108
$50 $113
$75 $165
$82 $184
Choosing the right car insurance after a DUI is crucial for your financial security. By exploring the options listed, you can find a plan that meets your needs while ensuring you’re adequately protected on the road. Gain deeper insights by pursuing our article named “Car Seat Laws in Utah.”
Understanding DUI and Its Impact on Car Insurance
A DUI (Driving Under the Influence) is a serious offense that occurs when someone operates a vehicle while impaired by alcohol or drugs, typically with a blood alcohol concentration (BAC) over the legal limit of 0.08%. In Utah, penalties for DUI vary based on factors like BAC level and prior offenses.
A DUI conviction significantly impacts car insurance rates, as insurers consider such convictions indicative of high-risk behavior. This often leads to higher premiums, policy cancellations, or non-renewals. Additionally, you may need to file an SR-22 form, certifying your financial responsibility, which can further increase insurance costs.
The effects of a DUI on insurance can last for several years, even after the conviction is no longer on your record. Therefore, maintaining a clean driving history is essential for reducing rates over time. Ultimately, the best way to avoid the financial repercussions of increased insurance is to drive responsibly and be aware of legal limits. Explore further in our article titled “Best Car Insurance After a Speeding Ticket in Utah.”
Utah DUI Laws and Penalties
It’s important to have a good understanding of Utah DUI laws and penalties to navigate the legal consequences of a DUI conviction. Knowing the laws can also help you make informed decisions regarding your car insurance coverage.
Utah takes driving under the influence (DUI) very seriously, and the state has implemented strict laws and penalties to deter individuals from getting behind the wheel while impaired. Let’s take a closer look at the overview of Utah DUI laws and the potential consequences you may face if charged with a DUI offense. Delve into the specifics in our article called “Cheap Car Insurance in Utah.”
Overview of Utah DUI Laws
In Utah, it’s illegal to drive with a BAC of 0.08% or higher, leading to DUI charges. Even if your BAC is lower, you can still face DUI arrests if your driving ability is impaired by alcohol or drugs. The law includes a “per se” provision, making a BAC over 0.08% automatic evidence of impairment, simplifying prosecution.
5 Most Common Auto Insurance Claims in Utah| Claim Type | Portion of Claims | Cost per Claim |
|---|---|---|
| Rear-End Collisions | 30% | $6,500 |
| Parking Lot Accidents | 20% | $4,800 |
| Vehicle Theft | 15% | $8,500 |
| Vandalism | 10% | $3,800 |
| Weather-Related Incidents | 5% | $6,200 |
DUI laws encompass both alcohol and drugs, including illegal substances and prescription medications. If you refuse sobriety tests, you may face additional penalties, such as automatic license suspension. Additionally, there’s a strict zero-tolerance policy for drivers under 21; any measurable amount of alcohol can result in an underage DUI charge, highlighting the ultimate seriousness of these laws in maintaining road safety.
Penalties for DUI in Utah
In Utah, DUI penalties are severe, especially for repeat offenders or aggravated cases. A first DUI offense may result in fines of $700 to $1,500, a minimum of 48 hours in jail (or community service), and a 120-day license suspension, along with mandatory alcohol assessment and education.
For a second DUI within 10 years, fines increase to $800 to $1,500, a minimum of 10 days in jail (or 240 hours of community service), and a two-year license suspension, with possible substance abuse treatment. Third offenses carry fines of $1,500 to $2,500, a minimum of 62 days in jail (or 360 hours of community service), a three-year license suspension, and intensive treatment.
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Enhanced penalties apply for DUIs involving serious accidents, leading to felony charges and significant fines. Additionally, the ignition interlock device (IID) program requires offenders to install a device that tests breath before driving. Overall, these penalties aim to deter DUI and protect public safety.
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Car Insurance Discounts From the Top Providers After a DUI in Utah
Finding car insurance after a DUI in Utah can be daunting, but many providers offer discounts that can help ease the financial burden. Below, we’ve outlined the available discounts from top insurance companies to help you maximize your savings while securing coverage.
Car Insurance Discounts From the Top Providers After a DUI in Utah| Insurance Company | Available Discounts |
|---|---|
| Safe Driver, Defensive Driving, Multi-Policy, Anti-Theft, New Car |
| Continuous Coverage, Homeowner, Multi-Car, Defensive Driving, Paid-in-Full |
| Multi-Policy, Safe Driver, Good Student, Defensive Driving, Anti-Theft |
| Multi-Vehicle, Defensive Driving, Good Student, Military, Federal Employee, Paid-in-Full |
| Multi-Policy, Safe Vehicle, Defensive Driving, New Car, Early Signing, Homeowner |
| Accident-Free, Multi-Policy, Safe Driver, Good Student, Anti-Theft, Defensive Driving |
| Multi-Policy, Snapshot, Homeowner, Good Student, Paid-in-Full, Defensive Driving |
| Safe Driver, Defensive Driving, Multi-Policy, Good Student, Vehicle Safety, Bundled Insurance |
| Defensive Driving, Bundle Auto & Home, Vehicle Safety, Good Student, Early Signing |
| Multi-Policy, Safe Driver, New Car, Homeowner, Defensive Driving, Good Student, Bundled Insurance |
By taking advantage of the discounts listed, you can significantly reduce your insurance costs even after a DUI. Be sure to explore each provider’s offerings to find the best fit for your situation, ensuring you not only save money but also maintain the coverage you need.
Utah Report Card: Auto Insurance Discounts| Discount Name | Grade | Savings | Participating Providers |
|---|---|---|---|
| Bundling (Auto + Home) | A | 25% | Allstate, Progressive, State Farm, Nationwide |
| Multi-Car Discount | A | 25% | Progressive, State Farm, Allstate, USAA |
| Good Student Discount | A | 20% | Geico, Allstate, State Farm, Farmers |
| Safe Driver Discount |  B+ | 30% | State Farm, Farmers, Allstate, USAA |
| Anti-Theft Device Discount | B | 15% | Geico, Progressive, Nationwide |
For a comprehensive understanding, consult our article titled “Best Car Insurance for Veterans in Utah.”
Evaluating Car Insurance Options After a DUI
After a DUI conviction, it’s essential to carefully evaluate your car insurance options to find the best coverage at a reasonable price. The consequences of a DUI can be far-reaching, affecting not only your driving record but also your insurance rates. When faced with this situation, it’s crucial to take the necessary steps to ensure that you are adequately protected on the road.
Uncover more by delving into our article entitled “What happens if you get a DUI?“
Factors to Consider When Choosing Car Insurance
When selecting car insurance, it’s essential to make informed decisions that align with your needs and budget. Here are five key factors to consider:
- Coverage Options: Understand the different types of coverage available, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
- Premium Costs: Compare quotes from multiple insurers to find a premium that fits your budget while providing adequate coverage.
- Deductibles: Evaluate the deductibles associated with each policy; a higher deductible often results in lower premiums, but ensure it’s an amount you can afford to pay in case of a claim.
- Customer Service: Research the insurer’s reputation for customer service, including claims handling, responsiveness, and overall satisfaction ratings.
- Discounts and Benefits: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or incentives for low mileage, which can significantly reduce your premium.
Choosing the right car insurance is a crucial decision that impacts your financial security on the road. By considering these factors, you can make a choice that not only meets your needs but also provides peace of mind while driving.
Utah Report Card: Auto Insurance Premiums| Category | Grade | Explanation |
|---|---|---|
| Average Claim Size | B | Claims are generally average compared to other states in the region. |
| Traffic Density | B | Medium traffic density, manageable except during rush hours in major cities. |
| Vehicle Theft Rate | B | Lower-than-average vehicle theft rate compared to other states. |
| Uninsured Drivers Rate | C | Slightly higher-than-average rate of uninsured drivers in urban areas. |
| Weather-Related Risks | C | Higher risk due to winter snowstorms and icy roads. |
Make sure to review your options carefully and select a policy that offers the best value and coverage for your situation.
How to Compare Car Insurance Quotes
Comparing car insurance quotes from multiple providers is crucial, especially after a DUI conviction. Online tools simplify this process by allowing you to enter your information once and receive various quotes, saving time. Focus on coverage levels rather than just the cheapest option, ensuring the policy meets your needs while carefully reviewing terms for any exclusions.
Utah Accidents & Claims per Year by City| City | Accidents per Year | Claims per Year |
|---|---|---|
| Logan | 2,000 | 1,500 |
| Ogden | 3,500 | 2,800 |
| Provo | 4,000 | 3,000 |
| Salt Lake City | 10,000 | 7,500 |
| St. George | 2,500 | 1,800 |
Also, look for discounts, such as those for safe driving courses or bundling policies, which can help mitigate higher rates. Ultimately, assessing coverage limits, deductibles, customer service, and the insurer’s stability will help you secure the right protection on the road. With thorough research, you can navigate the post-DUI insurance landscape effectively.
Top Car Insurance Companies for Drivers with a DUI in Utah
Choosing the right car insurance can be daunting, especially with numerous providers offering various coverage options and discounts. To help simplify your decision, here’s a brief review of three popular insurers: Progressive, State Farm, and Geico. Each has unique features and benefits that cater to different driver needs. Enhance your knowledge by reading our “Best Renters Insurance in Utah.”
Progressive Car Insurance Review
Known for its competitive rates and user-friendly online tools, Progressive offers a variety of coverage options and discounts, including those for safe driving and bundling policies.
Their Snapshot program allows drivers to potentially lower their premiums based on real-time driving habits. Customer service is generally well-rated, but some users report higher rates upon renewal.
State Farm Car Insurance Review
State Farm is praised for its extensive agent network and personalized service, making it a good choice for those who prefer face-to-face interactions. Their coverage options are comprehensive, and they offer numerous discounts, especially for safe drivers and multi-policy holders. However, some customers find their online tools less intuitive compared to other providers.
Geico Car Insurance Review
Geico is celebrated for its affordability and straightforward online process, making it easy to compare quotes and manage policies. Their mobile app is highly rated for convenience. Geico offers a range of discounts, including for good students and federal employees. While most customers appreciate the low rates, some have noted that customer service can be hit or miss.
Ty Stewart Licensed Insurance Agent
In summary, Progressive, State Farm, and Geico each offer distinct advantages, from competitive pricing to personalized service. By evaluating your priorities—whether it’s affordability, comprehensive coverage, or customer support—you can make an informed choice that best suits your insurance needs. Take the time to compare quotes and consider what matters most to you before making a decision.
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Tips to Lower Car Insurance Rates After a DUI
While car insurance rates are likely to be higher after a DUI conviction, there are steps you can take to potentially lower your premiums over time. Here are some tips to consider.
- Improving Your Driving Record: One way to lower your car insurance rates after a DUI is to maintain a clean driving record moving forward. Avoid any traffic violations or accidents, as these can further impact your insurance rates. Over time, a clean record can show insurance companies that you are a responsible driver and may lead to reduced premiums.
- Taking a Defensive Driving Course: Completing a defensive driving course can potentially lead to discounts on your car insurance. These courses can help you brush up on safe driving techniques and prove to insurance providers that you are committed to being a responsible driver.
- Maintaining Continuous Insurance Coverage: Keeping continuous car insurance coverage is crucial, especially after a DUI conviction. A lapse in coverage can make it even more challenging to find affordable rates in the future. Pay your premiums on time and avoid any gaps in coverage to demonstrate financial responsibility to insurance companies.
While finding car insurance after a DUI may be difficult, it’s not impossible. By understanding the impact of a DUI on your insurance rates, familiarizing yourself with Utah DUI laws, evaluating insurance options, considering top companies, and implementing cost-saving strategies, you can find the best car insurance coverage for your needs as a driver with a DUI conviction in Utah.
Get a better grasp by checking out our article titled “First DUI: What You Should Know.”
Highlights Overview
This article serves as a comprehensive guide for navigating car insurance in Utah after a DUI conviction. It highlights leading providers like Progressive, State Farm, and Geico, with rates starting around $48 per month, emphasizing tailored coverage and efficient SR-22 filing.
The impact of a DUI on insurance rates is discussed, noting the potential for significant premium increases lasting several years, which can complicate securing affordable coverage. The article reviews each insurer’s strengths, detailing Progressive’s competitive pricing, State Farm’s personalized service, and Geico’s affordability.
Additionally, it outlines various discounts available to help mitigate costs, encouraging drivers to take advantage of these options. An overview of Utah DUI laws and penalties underscores the importance of compliance for maintaining insurance coverage and avoiding further legal issues.
Expand your understanding with our article called “What are my legal rights at a DUI checkpoint?” Ready to shop around for the best car insurance company? Enter your ZIP code and see which one offers the coverage you need.
Frequently Asked Questions
Can I get car insurance after a DUI in Utah?
Yes, it’s possible but may be more challenging. For additional insights, refer to our “Refusing a DUI Breathalyzer Test.”
How much will my rates increase after a DUI?
Rates typically rise significantly due to increased risk.
How long does a DUI affect my insurance rates?
A DUI can impact rates for three to five years.
What is an SR-22 form?
It certifies your financial responsibility to the state. Gain deeper understanding through our article entitled “What is the criminal statute of limitations for a DUI/DWI?“
Which companies offer the best rates for DUI drivers?
Progressive, State Farm, and Geico are top choices.
What are the starting rates for car insurance after a DUI?
Rates can start as low as $48 per month.
Do these insurers offer discounts?
Yes, many provide discounts for safe driving and bundling policies. Gain insights by reading our article titled “Drunk Driving Law.”
What should I consider when choosing insurance?
Look at coverage options, customer service, and premiums. Get the right car insurance at the best price — enter your ZIP code to shop for coverage from the top insurers.
What are the penalties for a DUI in Utah?
Penalties can include fines, jail time, and license suspension.
Can I lower my insurance rates after a DUI?
Yes, maintaining a clean record and taking safe driving courses can help. Explore further with our article entitled “Out-of-State DUI Warrants.”
What happens if I don’t disclose my DUI to my insurer?
Failure to disclose can lead to policy cancellation and denied claims.
Are online quotes reliable?
Yes, they provide a quick way to compare rates from multiple insurers.
Is it better to focus on the cheapest option?
No, prioritize coverage quality and insurer reliability over price. Broaden your knowledge with our article named “How long does a DUI stay on your record?“
How can I maximize my savings on insurance?
Take advantage of available discounts and compare multiple quotes.
What is the zero-tolerance policy for drivers under 21?
Any measurable alcohol can result in a DUI charge for underage drivers.
How do I file an SR-22 form?
Your insurance provider typically handles the filing process. Find out more by reading our article titled “Should You Hire a DUI/DWI Lawyer?“
What are the consequences of refusing a sobriety test?
You may face additional penalties, including license suspension.
How do I compare different insurance providers?
Use online tools to evaluate quotes, coverage, and customer reviews. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code.
Can a DUI conviction lead to policy cancellation?
Yes, insurers may cancel policies due to high-risk behavior. Stop overpaying for car insurance. Gain deeper insights by exploring our “Can you be convicted of DUI if your BAC was 0.048?“
What should I do if I get a DUI?
Explore insurance options promptly and consider improving your driving record.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.