Will my rates go up?
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UPDATED: Aug 17, 2010
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Insurance Question from San Diego, CA
Asked on 08/17/2010
Will my rates go up? I have a great driving record, with even a good driver discount. I just received a speeding ticket. Will my rates go up?
Answer given on August 17, 2010
If this is your first ticket you can avoid any chance of a rate increase if you go to traffic school. It does cost extra, but it eliminates your ticket from your record.
If you just pay the ticket it is likely your rates will increase. You will not lose your good driver discount, that is only lost if you have 2 tickets and/or accidents within a 3 year period. Each insurance company has their own way of charging for tickets. Some will give you one ticket for free. However, you should talk to your insurance agent to see what the ticket will do to your rates, but again, it is always best to go to traffic school when you can. If you get another ticket then you can’t go to traffic school.
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