WILL INS PAY FOR DAMAGES TO MY CAR?
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UPDATED: Sep 6, 2013
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Insurance Question from Cove Spring, TX
Asked on 09/06/2013
WILL INS PAY FOR DAMAGES TO MY CAR? I HAD A CAR ACCIDENT THAT WAS NOT MY FAULT I DID NOT HAVE INS, IF I PUT INS ON IT WILL IT GET PAID FOR?
Answer given on September 10, 2013
If you had an auto accident that was not your fault, but you didn’t have car insurance at the time, then purchasing insurance after the fact will not result in your car being fixed.Auto insurance cannot be be backdated, and the insurance, when purchased, is effective that date for damages to the car going forward. If you attempt to file a claim, and lie about the date of the accident you can be charged with fraud and lose all hope of insurance and possibly going to jail.If there was another car involved in the accident, and they were at fault, then their insurance should pay for the damages to your car. Contact that insurance company and file a claim. They will talk to their insured and will settle the claim with you for the damages. There would be no deductible for these damages.If the other party had no insurance, then you can try to take them to court to pay for your damages. This can usually be done in small claims court and no attorney is required.
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