Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 9, 2011

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Insurance Question from Yorktown, NY

Asked on 11/09/2011

Which insurance company is better: Nationwide or Travellers? I have been with Nationwide forever. Expensive, but good service from agent (has ability to write small checks on the spot for homeowner claims) and quick car repair service with their blue ribbon service. Travelers much cheaper, but know nothing about their service..agent not in area with Travelers and Travelers wants you to go thru them, not agent. Also, their car repair service provided not as local as Nationwide. Don't know what to do--switch to Travelers and save money or stay with Nationwide?

Answer given on November 12, 2011

Choosing an auto insurance company is a personal decision. To base the selection upon price is not the best way to do this, anymore than buying a car based soley on price. There are other factors to consider. You can find insurance company ratings online, but some are from sources which compile the list from consumers. Other lists are based on complaints received by the Dept of Insurance. Make sure the list you review is based on your state, since the ratings can vary by state.You should consider contacting a local insurance agent who represents several insurance companies, Travelers is often represented by one of the independent agents as well as being a direct writer. The agent may be able to recommend a company you have not considered and can counsel you on the different companies and why one may be better suited for you than either Travelers or Nationwide.


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