what is the state law requirement for adding a vehicle on after purchase…Do you have 30 days?
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UPDATED: Dec 2, 2016
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Insurance Question from Hassan, MN
Asked on 12/02/2016
what is the state law requirement for adding a vehicle on after purchase…Do you have 30 days? What is the time frame that the state of MN allow for time getting a car on insurance policy from date of purchase.
Answer given on December 27, 2016
Each insurance company has its own rules regarding the addition of a new car. It is not usually set by any specific state. Many companies have a 30 day requirement, but some have only 15 days and others 20-25 days.Your insurance policy should indicate the requirements, or you can call your insurance agent.Any automatic coverage for a new car will be the same as other cars on the insurance policy. If the new car is replacing a car, then the coverage will be the same as the replaced car. Therefore, if you do not have collision coverage on the existing cars or replaced car, you would not have collision on the new car until you call your agent or insurance company and report the new car.It is always in your best interest to call your insurance company as soon as possible to avoid any issues of a lapse of insurance coverage on the new car.
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