What is the procedure if your car is stolen from a car repair shop?
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UPDATED: Aug 4, 2012
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Insurance Question from Hickory Hill, TN
Asked on 08/04/2012
What is the procedure if your car is stolen from a car repair shop? I bought a car. I took it to a repair shop for some minor repairs because it wouldnt pass inspection and it constantly ran hot. The car was at the shop for about a week and no one called with any info on the car. When i went to the shop, the owner informed me that the car was stolen. The owner called the police and filed a police report. The only problem was that my bill of sale with the vin # was in the car. so the police report could not be finished until the vin # was given. I got the vin # and i got the police report and took it to the shop. and now its been almost a month & no claim filed
Answer given on August 04, 2012
If the car that you bought, and then stolen, was a replacement car or additional car, your insurance would automatically cover the car from the date it was purchased. This coverage applies for a period of 10-14 days giving you time to report to your insurance company of the new car. If you had comprehensive insurance on it, then it would be covered by your insurance. Your company will settle the claim with you and then will go after the repair shop for reimbursement.If you did not have insurance on it, you need to talk to the repair shop and get the name of their insurance company so you can work directly with them. don’t try to work through the shop, as they are not who you need to deal with. If the shop has not reported the claim have them do it while you are there, to make sure it happens. If they are reluctant, call the police and see if they can get the shop to report the claim.
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