Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: May 10, 2010

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Insurance Question from West Palm Beach, FL

Asked on 05/10/2010

What is the criteria an auto insurance company will use to determine when a car is totaled? NULL

Answer given on May 23, 2010

First the insurance company will have an auto body shop estimate the extent of damage and the amount of money it will take to repair the vehicle.  Once the insurance company has the estimate they will research the current value of the vehicle.   If the money to repair the vehicle exceeds the current value, the company will generally total the vehicle.  If you disagree with the amount they want to pay you for the vehicle, you can dispute it by doing your own research for the value.  Typically the insurance company will check Kelly Blue Book, but you can also search the classifieds to see what your vehicle is selling for. 


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