what happens to employer’s automobile group liability policy’s claim process, if I quit the company? will the claim process continue?
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UPDATED: Jan 6, 2014
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Insurance Question from NULL, NULL
Asked on 01/06/2014
what happens to employer’s automobile group liability policy’s claim process, if I quit the company? will the claim process continue? We met with an accident some time back and liability claim process is currently happening (in progress) through my employer's automobile group liability insurance policy. What happens to the claim process if I quit the company? Will it still be processed and accident liability is covered under that policy?
Answer given on January 07, 2014
If you are an employee of a company that is involved in an auto accident, the liability is provided by your employers insurance policy. You were the driver, but the insurance is with the owner of the vehicle.If you leave the company, it will have no effect on the settlement process. You may be contacted after you have left the company if the insurance company needs a statement or more information from you, but otherwise no effect.The accident will most likely go on your driving record and your personal insurance rates can be affected by the claim, depending upon the settlement amount. Any future employer will see the accident and their insurance company will have final say as to whether or not you will be covered by their policy. If your record is otherwise clear, you should not have any problem with a new employer.
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