Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Feb 2, 2012

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Insurance Question from Lawrenceville, GA

Asked on 02/02/2012

what does her dui cause? my daughter just got a dui with a .1. she just had 3 tix in sept.(no lic., running stop sign, no reg). she has a 96 camry. she is on our insurance policy. what can she expect to happen to the car insurance and her license?

Answer given on February 03, 2012

Each state is different in handling drivers with a bad driving record. However, most states will suspend the driver’s license for someone who gets a DUI.If your daughter got the 3 tickets at the same time in September, most insurance companies will consider that one incident and will charge for the highest point factor ticket. However, the DUI will most likely result in a larage premium increase. If your daughter loses her license, she may be excluded from your policy since she no longer has a license. You should discuss the situation with your agent who should be able to determine the financial impact on your policy if your daughter remains on the policy.You may be better off if you get your daughter a separate policy once the DUI issue is resolved. She may not need the same liability limits that you carry, so the cost of the insurance could be reduced by lower limits and a car without physical damage.


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