Stationary vehicle owned by one person, being worked on by auto repair person, car backed up to park close to vehicle, gently tapped front.
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UPDATED: Apr 2, 2012
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Insurance Question from Beverly Hills, CA
Asked on 04/02/2012
Stationary vehicle owned by one person, being worked on by auto repair person, car backed up to park close to vehicle, gently tapped front. Vehicle parked on a steep downslope in front of owners home being checked by auto co repairman attending to a 'dead battery' situation, working w/ the computerized panels inside, with the 'box space' open, the hood of the vehicle was up but nobody outside.Visitor backed up slowly to park his vehicle to get as close to the edge as road a 'dead end' and very narrow. He 'tapped' the stationary vehicle behind. No damage visible. Later repairman claimed that when he started the engine, circuit box shorted and blew caused by one of his tools on the edge falling in. Who pays?
Answer given on April 03, 2012
The circumstances of this claim are multiple due to the fact the car was tapped by the other party, but the repair person didn’t check for any problems before trying to start the car.If you have coverage on the car, you might want to file the claim with your insurance company. You will need to pay your deductible until the entire claim is settled, but it will be the fastest way to get your car fixed. The insurance company will then contact the insurance company for driver of the car that hit your car. They may also contact the repair person’s insurance since they were partially responsible for the damages to your car. You can file a claim against the insurance company for the other driver, since it was the impact to your car that caused the screwdriver to fall, but they may not be will to accept aany responsibility o only a portion. Then you would have to go after the repair person’s insurance. This work can be done by your insurance company and you won’t have to get involved.
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