Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Written by

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Managing Editor & Insurance Lawyer

UPDATED: Dec 2, 2015

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Insurance Question from Central Lakes, MN

Asked on 12/02/2015

settlement pay out I bought a vehicle from my uncle and didn't get the title transferred yet. Vehicle was struck and totaled by a wreckless driver a couple of weeks ago. Was deemed a total loss by State Farm. Will they send the settlement check to me or my uncle if my name isn't on the title?

Answer given on December 03, 2015

In an instance where a car has recently been purchased but the title has not yet transferred, the insurance company for the other driver will most likely make the check out to the registered owner of the car.You can talk to the insurance company and if you have proof that you bought the car, such as a bill of sale or contract, they may be willing to pay you instead of your uncle. If not, your uncle should be willing to either sign the check over to you, or deposit it in his account and write a check to you for the amount.It is always in your best interests to retitle a car that you have purchased as soon as possible to avoid this type of situation. Since this involves a relative it should work out, but if it had been a third party, you may have lost out.


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