REAR ENDED INSURANCE WONT COVER ANYTHING
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UPDATED: Feb 8, 2019
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Insurance Question from Hawthorne, CA
Asked on 02/08/2019
REAR ENDED INSURANCE WONT COVER ANYTHING I was rear ended and we both have liability only , allstate is stating they will not cover because the lady is stating I backed into her no witnesses no camera on the street . I wondering if this is true?
Answer given on February 15, 2019
When you are involved in an accident and the other party denies the accident is their fault, it is very difficult, if not impossible to get the other driver’s insurance company to pay for any damages. Since you have no witnesses or camera evidence, it will be unlikely that you could even win in small claims court.
Since you do not have collision insurance, your insurance company will not pay anything for the damage to your car. However, make sure that your insurance company understands your side of the story, so the other driver does not come to your insurance company to try to get them to pay for her damages to her car. The only option you have at this point is to try to pay to make repairs to your car and move on to fight another day.
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