Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 6, 2010

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Insurance Question from Galvez, LA

Asked on 08/06/2010

My daughter backed into some one on 4/23/10. There was no apparent damage. After all this time some one calls and wants $700 for damage is this legal NULL

Answer given on August 07, 2010

There are limits of time to report an automobile claim, but the time is usually a year or longer, so this claim could be valid.  If you or your daughter reported the claim to your agent, then you should call them and tell them the other party has contacted you.  If you did not report the claim, you should do so now and explain what happened. Be sure to describe the area she struck so the adjuster can determine that the damage was caused by your daughter. 

You could attempt to settle the claim on your own.  However, if there was someone in the car at the time of the accident, I do not recommend doing so.  They might come back at an even later date and claim injuries. 


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