Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 29, 2012

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Insurance Question from Acton, ME

Asked on 11/29/2012

My car was stolen 3 weeks ago, it has just been found after commintting a robbery. Now it has been found can i refuse to take the car back?? NULL

Answer given on December 09, 2012

If your car was stolen and recovered before a settlement offer from your insurance company, you cannot decide not to take the car back. The insurance company will inspect the car and determine the damage done during the time the car was gone. If it is below the actual cash value of your car, they will pay for the damages, less your deductible. If the damage exceeds the actual cash value of the car, the insurance company will offer you a settlement as a total loss.After the claim is settled, you can, of course, sell or trade the car in for another vehicle. However, there is no option to abandon the vehicle due to it being stolen. There is a clause in the policy that prevents the abandonment of a car, for any reason. Discuss your concerns with the company or your agent.


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