Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: May 11, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from New Bedford, MA

Asked on 05/11/2012

Multi-car discount My son and I each own a vehicle and his is registered under his name and mine under my name. My son lives with me . can I include his vehicle on my policy for a multy-car dicount. someone told me no because of 2 different registratations. But both registered to the same address.

Answer given on May 12, 2012

Each insurance company handles the multi-car discount differently. You should talk to your agent, broker or insurance company to see if they will allow the discount. Since you are related and live at the same address, most insurance companies will allow you to have the multi-car discount. If your company will not let you have this discount, you might want to shop around with other insurance companies so you can get this discount, since it can be as much as a 20% discount.Sometimes the insurance companies do want both names on the registration. However, they usually do not ask to see the registration, so you may simply add each of you to the other’s policy and then the discount would definitely be allowed. If you decide you do not want to do this, then you will have to either work with your present company or find another insurance company.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.