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UPDATED: Mar 21, 2012
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Insurance Question from Burbank, CA
Asked on 03/21/2012
insurance if i live in california with cal.insurance and buying a car in florida and registering it in florida because i have a house there also does the california insurance still cover florida also ?
Answer given on March 22, 2012
Insurance for a car is intended to be purchased in the state where the car is registered. While your California car is insured while being used in Florida, the car you intend to keep in Florida should be insured there.Each state has different laws regarding liability limits and some states are no-fault states. That is why it is best to insure the car where it is kept. Also, rates vary significantly and you may find it cheaper to insure the car in Florida.Your California agent may be able to refer you to an agent in Florida to help you arrange the correct insurance for your needs. You should try to keep the liability limits the same, or similar, just to avoid any confusion for you. In addition, you may qualify for a multi-car discount if you insure both cars with the same insurance company, even though the cars are insured in different states.
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