BACK TO AUTO INSURANCE Q & AS Will An Insurance Company Automatically Lower My Premiums After 3 Years Of Safe Driving?
Not necessarily You should talk to your agent after an appropriate length of time to see if the insurance company will review your classification
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Why Does My Insurance Cost More Than My Agent Said It Would? Is That Legal?
Unfortunately, it is legal The agent’s premium is not final
→ Read MoreWhat Is A “High Risk” Driver? Are There Companies Who Insure High Risk Drivers?
A driver who has had tickets, accidents or convictions for driving under the influence of alcohol might be considered a “high risk” driver
→ Read MoreWhat Do I Do If My Insurer Goes Bankrupt?
Call the company to find out the status of their bankruptcy and of your insurance
→ Read MoreThe Insurance Company Selected A Specific Body Shop To Repair My Car But I Prefer Another. What Are My Rights?
You’ll probably lose this one You are entitled to have your car restored as nearly as possible to its pre-wreck condition, but your insurance company can direct you to a shop it feels does good work and is cost efficient
→ Read MoreI’ve Been Sued By The Other Driver. What Will My Insurance Company Do For Me?
The insurance company will assign a lawyer to your case and collect information needed to negotiate with the other driver’s company
→ Read MoreI Had A Wreck And The Insurance Company Wants To Repair My Car With Non-Factory, Generic Parts. I Want Factory Parts. Can They Do This?
They are required to return the car to an equivalent of its pre-wreck condition
→ Read MoreHow Long Do Accidents And Tickets Count Against Me?
It depends on the state and the insurance company
→ Read MoreCan The Insurance Company Do A Credit Check On Me?
They can if you signed an authorization for the company to do such a check as part of applying for insurance
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