In an auto accident with multiple persons in the other car. If I want them to sign a release of liability form do I need it signed by everyone?
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UPDATED: Jun 19, 2013
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Insurance Question from Interbay, WA
Asked on 06/19/2013
In an auto accident with multiple persons in the other car. If I want them to sign a release of liability form do I need it signed by everyone? In an auto accident with multiple persons in the other car. If I want them to sign a release of liability form do I need it signed by everyone in the car or just the car's owner? The driver was not the owner, but I was at fault and want to pay her for the bumper. I just don't want to pay and find out they are claiming medical injurries afterward.
Answer given on June 25, 2013
If you cause an auto accident and there are multiple people in the other car it is not in your best interests to try to settle the claim on your own. Even if you get everyone to sign off for the accident, they could still come back and claim bodily injuries. Since you had already tried to settle the claim, your insurance company could deny coverage for the injuries.You should report the incident to your insurance company. You can tell them there was no damage, but you wanted it on file in case someone claims injuries. You can then try to settle with the other person for the repairs to their car. If the damage is minor, your insurance company can pay for the repairs and it may not affect your rates, unless someone comes along later to claim injuries.Ask your insurance agent or company if there is a minimum for damages that will not affect your rates. You may find it is better to just let them handle the whole claim, especially since the driver was not the owner of the car, and the owner may not be as cooperative regarding repairs.
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