If you own houses in two different counties such as Hillsborough & Citrus, can you have your auto insurance policy through either county?
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Oct 21, 2013
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Carrollwood, FL
Asked on 10/21/2013
If you own houses in two different counties such as Hillsborough & Citrus, can you have your auto insurance policy through either county? If I own homes in two county's, which one am I required to carry or buy the auto insurance coverage in?
Answer given on October 24, 2013
Your car insurance should be written in the county where you spend most of your time. If you have two homes in different areas, the cost of the insurance could well be different in the two areas.Most insurance companies will not try to confirm where you actually live. You can get estimates from both addresses and obtain insurance according to the best rate. However, be aware that the insurance company may want to send the bill to the address you are showing as your residence. They may not really pay attention to the mailing address, but if there is an issue, they could research.If you are going to shop the insurance around, do not use the same agent, and try to use a different insurance company, unless you are getting the quotes online. The company, or agent, may question why you are using different addresses for the quotes.It is possible that there is no major difference in the costs in the two areas, so it may not be an issue while getting your quotes.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.