If you don’t have insurance in RI , Are you automatically responsible for the accident? Also can they take the license away
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Aug 16, 2011
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Darlington, RI
Asked on 08/16/2011
If you don’t have insurance in RI , Are you automatically responsible for the accident? Also can they take the license away Accident accure in RI. No Insurance, other drivers fault. but because I had no unsurance they want me to pay for the other drivers ambulance bill. I was stopped and the other driver side swiped my car. now they want to take my license away.
Answer given on August 19, 2011
The lack of insurance does not make you automatically responsible for an accident. The fault of the accident needs to be determined by an investigation by the police and the insurance companies. If you were stopped and not at fault, then you have no responsiblity for any injuries to the other party. You should speak with the authorities to see if they have filed the report and who was determined to be at fault. That will help you work with the other party’s insurance company to have them pay for the damages to your car.However, it is possible that you could lose your license for not having insurance, whether the accident is your fault or not. Many states have laws to suspend a driver’s license if he is not insured. You can usually get your license reinstated once you obtain auto insurance and send proof to the Dept of Motor Vehicles. You should speak with an insurance agent who can help you arrange for insurance and the proof to be sent to the DMV.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.