Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 23, 2012

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Insurance Question from Ashtabula, OH

Asked on 01/23/2012

If two govt. vehicles were involved in accident, does the driver that got cited for running a stop sign have to claim as accident on her insurance? There was no personal vehicle involved and no money was exchanged from personal insurance company. Both insurances paid their own damages.

Answer given on January 24, 2012

In most states, insurance follows the vehicle.  My thought is both government vehicles had insurance.  Therefore, the insurance on the both cars would pay for the damages.  Unless there is a clause in your employment agreement concerning driving the government cars and having your personal auto insurance extend to cover any damage, we can’t see where your auto insurance would come into play.  Hope this helps. 


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