If two govt. vehicles were involved in accident, does the driver that got cited for running a stop sign have to claim as accident on her insurance?
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UPDATED: Jan 23, 2012
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Insurance Question from Ashtabula, OH
Asked on 01/23/2012
If two govt. vehicles were involved in accident, does the driver that got cited for running a stop sign have to claim as accident on her insurance? There was no personal vehicle involved and no money was exchanged from personal insurance company. Both insurances paid their own damages.
Answer given on January 24, 2012
In most states, insurance follows the vehicle. My thought is both government vehicles had insurance. Therefore, the insurance on the both cars would pay for the damages. Unless there is a clause in your employment agreement concerning driving the government cars and having your personal auto insurance extend to cover any damage, we can’t see where your auto insurance would come into play. Hope this helps.
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