If I’m a passenger and I get a ticket will it affect my insurance?

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jul 11, 2014

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Insurance Question from Woodlawn, VA

Asked on 07/11/2014

If I’m a passenger and I get a ticket will it affect my insurance? If I was on a trip and was riding a motorcycle as the passenger and got a ticket will it effect my car insurance?

Answer given on July 17, 2014

It is hard to imagine how you would get a traffic ticket while being a passenger on a motorcycle. If the driver was driving recklessly or carelessly, that is not your responsibility and you should not be ticketed. If this is the case, you should go to court to fight the ticket and get it dismissed.If you were in a state that requires a helmet while riding on a motorcycle, and you were a passenger, you could receive a ticket for such an infraction. In that case, the ticket is not usually chargeable as a moving violation in most states so your insurance rates should not be affected. You may want to check with your insurance agent or company, or check with the DMV to confirm this, but it most likely is not a chargeable ticket.

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