Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Written by

UPDATED: Mar 23, 2012

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

Insurance Question from Colorado Springs, CO

Asked on 03/23/2012

if I scrap a pole with my truck because a car was partly in my lane whose fault is it NULL

Answer given on March 25, 2012

If you scrape a pole with your vehicle and feel it was caused by another party, hopefully you obtained information on the other party including their name, the car they were driving and their insurance company.If you have no information on the other party, your insurance company will most likely consider the accident to be your fault since there is no evidence of another party being involved in the incident. It is possible they will not increase your rates for the accident, but you will be responsible for the deductible before your car is repaired.If you have information on the other party, you can report the incident to your insurance company. They will investigate the claim and if they determine the other party was responsible, and are successful in obtaining reimbursement from the other party or their insurance company then your deductible will be refunded. However, if there is no evidence of a collision between you and the other party, you may have to pay your deductible.


IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.