If i drive my own vehicle for company business and on the way my car damage did my company pay my loss
Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: May 19, 2013
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Salt Lake City, UT
Asked on 05/19/2013
If i drive my own vehicle for company business and on the way my car damage did my company pay my loss On 11th May my company sent me to the another city to do some work but on the way the tire of my vehicle popped and car fell into the ditch car was totaled and was towed and disposed off police did't charge for no fault but I suddenly face 60000 dollars damage including my vehicle, tow and disposal fee . Can I ask company to compensate meI have only liability insurance on my old vehicle and not collision insurance
Answer given on June 18, 2013
In auto insurance the coverage follows the car. Since it was your car your insurance would be the responsible company for the loss. Since you did not have collision coverage there would be no coverage for your claim.There is no negligence on the part of your employer. You could have asked them to provide you with a rental car to go to the other city, but you decided to drive your own car. Their insurance company will most likely decline coverage since the tire blew out and that could be considered a maintenance issue with no negligence by your employer.The amount you are indicating seems very high considering the fact that you say your car was old. Towing would not be that much and disposal is often not charged to the car owner and the company will simply sell the car for salvage. If you are receiving bills for $60,000 you need to find out why such high costs and you may need help from an attorney to resolve this.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.