IF A RAT WAS TO CHEW THROUGH THE GAS LINE ON YOUR CAR IS THAT COVERED IN ANY AUTO POLICY
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UPDATED: Nov 15, 2010
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Insurance Question from Bradenton, FL
Asked on 11/15/2010
IF A RAT WAS TO CHEW THROUGH THE GAS LINE ON YOUR CAR IS THAT COVERED IN ANY AUTO POLICY NULL
Answer given on November 18, 2010
Damage by a rodent can be covered by your automobile insurance, depending upon the insurance company. You should talk to your insurance agent to see if this is covered.
If it is covered, it would be under the comprehensive portion of the policy, and subject to that deductible. This would be a loss that would affect your insurance rates, so you can report the claim without the worry of a rate increase. If you do not carry comprehensive coverage, then there would not be any insurance coverage for the damage to your car. You do need to let the insurance company see the damage to be sure they agree with the cause of loss, so do not repair your car before the adjuster sees the damage.
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