i was hit by a person whos insurance elasped
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UPDATED: Feb 24, 2015
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Insurance Question from Christiana, DE
Asked on 02/24/2015
i was hit by a person whos insurance elasped it was snowing really bad and i lost control of my vechile. the car from behind me failed to stop and hit me. i didnt he any damage but the other car had some of my paint on thier car. he didnt have valid insurance at the time and no police were called. what should i do. and who is at fault
Answer given on March 07, 2015
If you had an accident with an uninsured driver, you could still be held responsible for the damages and injuries to the other driver. If you lost control of your car you could be considered at least partially at fault. The other driver also has a responsibility since he was unable to stop before you two collided. It may be best to tell your insurance agent or company about the incident. If there is no damage to your car, you do not have a file a claim, but if the other driver wants to file a claim against you, then you will have evidence that you reported the claim to your insurance company. If you do make the report tell them this is for information only and it is not to be made an active claim.
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