i just got into a accident and got 2 tickets and the court dismissed it and now progressive is suing me, what can i do?
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UPDATED: Feb 12, 2012
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Insurance Question from Riverdale, GA
Asked on 02/12/2012
i just got into a accident and got 2 tickets and the court dismissed it and now progressive is suing me, what can i do? i recently got into a accident on 8.30.11 and i got 2 tickets which were no registration and failure to yield to the left. And i had litterally had the car for 2 weeks and i went to court and they dismissed the case because he didn't show up. So now they are saying that i owe Progressive 45,000 because of the fact that the insurance that was on my car belonged to the person that sold me the car. What can i do besides dispute the case they have against me? andthank you in advance for the advice
Answer given on February 19, 2012
The fact that you had an accident and the tickets were dismissed, does not necessarily make you not responsible for the accident. The ticket that was issued for failure to yield, indicates that you may have been responsible for the accident. Insurance companies do investigations on accidents whether there are tickets issued or not. They determine who is at fault and try to collect for the damages from the responsible party.Apparently you did not obtain insurance on the car when you bought it. If you had transferred title with the DMV, then the car belonged to you and you were required to have insurance on it. If you didn’t then the insurance company can come after you for the cost of repairs to their insured’s car. If title had not transferred, the seller of the car could be held responsible for the accident and that person’s insurance could be responsible for the damages. If the car still belonged to the seller, give Progressive is information and they may be able to collect from his insurance company and you won’t be responsible.
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