How will I be able to pay for this? Will I be taken to court?
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UPDATED: Feb 17, 2015
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Insurance Question from Chatsworth, CA
Asked on 02/17/2015
How will I be able to pay for this? Will I be taken to court? I was in a car accident 2 weeks ago, it was a hit and run (I have photo evidence I was hit from the back) but I had alcohol in my system so I was charged with a DUI. I hit 3 parked cars, I only pay for liability, so will my insurance cover the other cars? If so will they charge me for the damages and if I am not able to pay will my insurance sue me? What can I do to prevent going to court or what are my options in resolving this problem?
Answer given on March 07, 2015
If you were in an auto accident and charged with a DUI your insurance rates will go up dramatically, and you could lose your current insurance, even though you were rear ended in a hit and run accident.Your insurance company will pay for the damages to the other car, up to your liability limits. If you do not have enough insurance to pay for all of the damage, you can be held responsible for the remaining damages. Your insurance company will not sue you but the other insurance companies for the other cars can do so. They can set up payments for you to make if you cannot pay the full amount due.Make sure you get your license reinstated temporarily while this is being settled. That way you can continue to drive. You may end up with a restricted license but that is better than a suspended license. If it does get suspended you will probably lose your current insurance and will have to find a new insurance company at a much higher cost.
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