How should I deal with the insurance company? Not at fault Accident.
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UPDATED: Mar 15, 2012
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Insurance Question from Deming, WA
Asked on 03/15/2012
How should I deal with the insurance company? Not at fault Accident. A woman pulled out in front of me while I was riding my motorcycle. My motorcycle is totaled and I have some damaged gear, but I appear to be just fine with only some aches and bruises. The insurance company is offering to pay off the motorcycle and pay for my gear, but I am concerned that I am getting shortchanged. My wife and I are trying to start a family and the accident involved my pelvis (just above my groin) impacting the handlebars. We are not sure if we should bring this up or how to do so. I do not carry insurance on my motorcycle as it is not required, so we are dealing with th
Answer given on March 15, 2012
If you were in an accident that was not at fault, the insurance company has the responsibility to pay to repair or replace the bike and gear as well as for any injuries to you.I presume the insurance company is aware that you were injured with the aches and bruises. If you are concerned that there may be other injuries, you should tell the adjuster you want to go to a doctor due to the injury to your pelvis area. They should be willing to pay for this doctor visit. Upon receipt of the results of the doctor’s examination, you may need to seek additional compensation from the insurance company.If you are simply sore, and there is no damage to the area, then the insurance company may not be willing to pay any additional money. If you are unable to have relations with your wife, then you may be entitled to some compensation.
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