How long will a DUI stay on my auto insurance?
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UPDATED: Apr 29, 2011
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Insurance Question from West Henrietta, NY
Asked on 04/29/2011
How long will a DUI stay on my auto insurance? NULL
Answer given on April 30, 2011
Chages for DUI vary greatly by state and by insurance company. The general rule is that the charges will stay on from 3 to 6 years, depending upon the insurance company. If you are already insured by a company when you get the ticket, they will usually keep your insurance with a very hefty surcharge. If you license is suspended you can usually get a restricted license right away and keep it in force. If you lose your license for a long period of time your insurance company could cance your insurance if you are the only driver. If there is another driver in the household, the insurance can remain in force until you get your license back.
Getting a new policy when you have a DUI is more difficult. Many insurance companies won’t insure a driver for 10 years if they have a DUI. Others will put an extra high surcharge on the policy, but will reduce it over time. Be sure to shop a number of insurance companies before deciding on one, since there is such a btoad range of costs. Talk to your insurance agent as he/she will have knowledge as to the best way to get insurance, and keep the costs as low as possible.
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