Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jan 1, 2012

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Insurance Question from Herriman, UT

Asked on 01/01/2012

How long do I have to settle a auto accident claim in Utah? been going back and forth with Insurance over settlement offer amounts.. is there a time limit on settling?

Answer given on January 01, 2012

In an automobile accident, the insurance company has a certain amount of time to start the settlement process. This time is determined by the Dept of Insurance rules for the state. As long as there is good faith by the insurance company to reach a settlement, there is generally no time limit for the negotiations. I presume you have all of your expenses and loss of property documented for the insurance company. If so, then the settlement may be nearing a finalization. However, if you and the insurance company cannot reach an agreement, the insurance company may ask that the claim to arbitration, to try to resolve the claim. Some arbitration is binding and some is not. Be sure you understand what type of arbitration is being proposed so you will know how things may come out. You should also review your insurance policy to see how it addresses arbitration.


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