Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Nov 17, 2011

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Insurance Question from Atlanta, GA

Asked on 11/17/2011

How Do I Appeal an At-Fault Accident in state Georgia? My auto insurance company came to the erroneous conclusion that I was at fault in the accident based upon misleading and inaccurate police report. How do I turnover the insurance's decision? How and where do I challenge the accuracy of the police report? How do I challenge the validity of the claim against me since my insurance already paid the other driver? Thank you.

Answer given on November 17, 2011

This can be frustrating.  Read our article How Can Accident Fault Determine Your Insurance Settlement. Alot of time, there is more than just police reports that the adjuster uses to determine fault.  They may take into consideration eye witness accounts, where the location of damage was to each car and driver/passenger accounts of the accident. But if you are sure that the police report is incorrect, call the non-emergency contact number for the police department in your area and ask how you go about notifying them of incorrect information on a police report.  Then by all means file the necessary objections.  Since the money is already paid, I am unsure if it will change the out come of your claim.  But at least the public record will be straight. Your policy states that the insurance company will settle claims to their discretion.  This might be a hard pill to swallow especially if you feel you were not at fault.  Make sure you send a copy of the updated police report to your insurance company.         


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