How can another person insure my car in a different state?
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UPDATED: Mar 15, 2018
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Insurance Question from Mansfield, TX
Asked on 03/15/2018
How can another person insure my car in a different state? Hi,I have a car in Texas that I am still making payments on. It will be paid off in about 2 years. I am sending the car to California for my business associate to use. Since the car is not paid off, I can not transfer the title yet. How can he get insurance on the car in his name, if the title is in my name?
Answer given on April 07, 2018
Car insurance needs to be in the name of the registered owner. If you are moving your car to another state, you can insure it in your name, showing the address of where the car will be garaged. You should then list the regular driver of the car on the insurance policy. You can have the bill sent to you or to someone else if you wish.
Make sure that you purchase the correct insurance on the car. You indicate your “business associate” is using the car. If they are using the car for personal use, that should be fine. However, if they are using it in business, you may have to get a different auto insurance policy. Your associate can contact a local auto insurance agent to have them help work out the details of the policy.
Since the car will be insured in your name, and you own the car, it will be your liability if there is an accident. Make sure you trust the person using your car, as you could be responsible in the event of a major accident.
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