Free Insurance Quote Comparison
Secured with SHA-256 Encryption
UPDATED: Nov 2, 2011
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
Insurance Question from Jamaica, NY
Asked on 11/02/2011
Fraud someone i know was pulled over by cops. found out registration was suspended because of unpaid auto insurance. but, monthly payments was made to broker each month, insurance company did not receive payments. possible misdeamnor charge. what should i do for my case? it is the broker who did not pay insurance company.
Answer given on November 03, 2011
If your state records indicate the insurance was unpaid they will suspend your registration. You should have received a notice from the state that the registration was being suspended. At that time you should have contacted your agent. If his response was inadequate you should have called the company directly to check on the status.You are now in the situation where you must prove that you did make payments for your insurance and that it was improperly handled by your broker. You need to contact your insurance company directly and see what they need to validate your claim. Copies of checks would be the most effective way to prove you made the payments. If you paid by cash, hopefully you got receipts from the broker. Credit card payments should be verified by your statements from the credit card company.If you have no proof of payment, it will be very difficult to prove your record of payments. You will most likely have to start over again with another insurance company.
IMPORTANT NOTICE: These answers are for general information purposes only and are provided by the person answering and FreeAdvice.com AS IS. It has not necessarily been reviewed by the management staff of FreeAdvice.com nor is it binding any insurance agent, broker, or other insurance professional or any attorney or insurance company. Insurance laws, regulations and practices vary from state to state and insurance policies and practices differ from company to company, by type of policy, by state and locality and by type of insurance. Tiny variations in the facts, policy language or a detail not set forth in a question often can change the outcome or a professional's conclusion. Although FreeAdvice.com has confirmed that the answer(s) was/were provided for the account of an experienced insurance professional, that professional may not be licensed in the state referred to in the question, and may not be experienced or up to date in the subject area. Unlike the answers provided here, upon which you should NOT rely, for personal advice you can rely upon we suggest you consult a licensed insurance professional in your area or retain a licensed attorney listed on AttorneyPages.com to represent you.