Do my body injury liability auto insurance cover my wife if we are in a accident and there is no fault
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UPDATED: Apr 14, 2015
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Insurance Question from Lake Los Angeles, CA
Asked on 04/14/2015
Do my body injury liability auto insurance cover my wife if we are in a accident and there is no fault NULL
Answer given on April 27, 2015
If you are in an auto accident that is not your fault and you and/or your wife are injured, your bodily injury coverage will not pay for your injuries.If the other party has car insurance, then you should file a claim with that insurance company and they should pay for your injuries, your wifeÃ¢â‚¬â„¢s injuries as well as any damage to your car. If they do not have car insurance then you can file a claim under your policy for injuries under your medical payments coverage and under the uninsured/underinsured motorist coverage. Damage to your car would be paid under collision coverage, if you have it, or could pay under your uninsured motorist property damage coverage. Even if your insurance company pays for injuries and, your rates will not be affected if the accident is not your fault.Talk to your insurance agent or company about the claim and have them open the claim on your behalf, or talk to the other driverÃ¢â‚¬â„¢s insurance company.
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