Car was hit, got a quote for repairs from the ins co preferred shop, do i have to have my car repaired there or can i do the repairs myself?
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UPDATED: Dec 7, 2011
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Insurance Question from Hollister, CA
Asked on 12/07/2011
Car was hit, got a quote for repairs from the ins co preferred shop, do i have to have my car repaired there or can i do the repairs myself? car was hit , other driver was found 100% at fault, got a repair quote from approved shop, working on restoring the vehicle and want to do the repairs myself... Can the insurance company require me to use the shop? or pay me the dollar amount quoted and let me do them myself?
Answer given on December 08, 2011
You do not have to have your car repair at the approved shop. You can advise the insurance company that you would like to have the car repair yourself. They may ask you for another estimate and then pay you the lesser of the two. But there is nothing to say that you even have to have the repairs done at all. They may have you sign a final property damage release form however stating that you have been paid out for the damage.
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