Can Progressive Insurance deny a claim for hale damage for not having receipt for a claim 5 years ago?

UPDATED: Jun 22, 2013

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UPDATED: Jun 22, 2013Fact Checked

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 22, 2013

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It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

UPDATED: Jun 22, 2013

Advertiser Disclosure

It’s all about you. We want to help you make the right legal decisions.

We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.

UPDATED: Jun 22, 2013Fact Checked

Most insurane companies who settle a hail damage claim are aware that the damage is not always repaired by the vehicle owner. In your case, if you were the owner of the car at the time of the previous claim, they can ask for proof the repairs were made. However, if you did not own the car at that time, and then purchased insurance from them, they should honor your claim.When you applied for the insurance you are usually requested to advise of any existing damage to your car. If you indicated there was no damage, and the agent or insurance company did not inspect the car, they have no standing to deny your claim.If your mother had the car insurance, and you simply took over her policy, then no application would say whether you indicated damage or not to the car. It puts you in a more difficult position. You indicate the car was damaged 5 years ago, but insured with Progressive for 12 years, so the times are confusing.Ask to speak to a supervisor about the claim. See if they will help you in getting the claim settled to your satisfaction.

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

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