Can I be denied on my claim for not being able to provide proof that the loss vehicle was in good running condition at the time of the loss
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UPDATED: Oct 14, 2013
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Insurance Question from Fort Rice, ND
Asked on 10/14/2013
Can I be denied on my claim for not being able to provide proof that the loss vehicle was in good running condition at the time of the loss NULL
Answer given on October 24, 2013
If you had an accident and your car was not in good running condition, it could be the cause of the accident. If you caused an accident because of the condition of your car, the insurance would still have to pay the other party for their damages and injuries since you were still responsible for the damage.If you are referring to repairs to your car, then the insurance company could reduce the amount of repairs to your car if it was not in good running condition. While the physical condition of your car would be more of a reason to offer a lower settlement to you, the running condition could affect the value of the car, which would reduce the settlement offer. However, the insurance company should not be able to totally deny coverage. You should, however, review the policy to see if there is an exclusion or limitation in the policy due to condition of the car.
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