backed into parked motorcycle
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UPDATED: Aug 8, 2011
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Insurance Question from Los Angeles, CA
Asked on 08/08/2011
backed into parked motorcycle live in california DMV Motorcycle handbook shows correct way to park motorcyle is back wheel to curb. Question I backed into motorcycle with front wheel to the curb. would we both be at fault for accident? I have full coverage insurance. I do not believe the owner of motorcyle I backed into has insurance.
Answer given on August 08, 2011
Regardless of how the other vehicle was parked, you backed into him. That makes the accident your fault. He was not moving, and was legally parked. I think the handbook only makes the suggestion, since it is easier to back in and drive out. There is no law stating how you must park.The question of insurance for the other party is not really an issue here. They did nothing wrong. You need to contact your agent or company and file a claim for the damages caused. The vehicle was parked, and not moving. If the damages are less than $750, it is most likely your insurance will not be affected by the incident. Most companies have that “cap”. However, if there was damage to your bike too, you could end up over that limit, and your rates could go up. Talk to your agent. Maybe you can pay for the damages to the other bike and not have to file a claim.
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