Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Aug 23, 2013

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Insurance Question from Baltimore, MD

Asked on 08/23/2013

auto insurance responsibility on letting insured driver aware of a waiver signed 8 year ago is an auto insurance co responsible for including a waiver signed 8 years ago excluding a driver in your policy renewals every year ?

Answer given on August 26, 2013

If your insurance policy includes an exclusion for a driver in the household, the exclusion does not need to be signed at each renewal. The form indicating an excluded driver is usually all that is used.Usually the insurance policy will continue to show the form that is the exclusionary form for the policy and often times it is shown on the face of the policy declaration page. However, each insurance company handles this differently.If the driver who is excluded moves out of the household, it is your responsibility to advise the insurance company. At that time they may agree to remove the exclusion. However, it is your responsibility to keep them advised of the status of the driver.If the insurance company does not notify you at each renewal that there is an excluded driver, it is still presumed that the exclusion applies until it is removed.


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