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UPDATED: Oct 10, 2011
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Insurance Question from Sapulpa, OK
Asked on 10/10/2011
Auto insurance carrier I was in an accident a few weeks ago in Oklahoma. I got the lady's name, insurance policy number, driver's license number, and tag number, but no carrier's name. How can I find out what her carrier's name is with this information? Her insurance had a bird flying as a watermark.
Answer given on October 11, 2011
When involved in an accident it is always best to get the driver’s information, including the name, address and insurance information. You did get most of the information, but since you didn’t get her insurance company, and apparently not her phone number or address, it complicates the claim.Your best approach is to contact your agent or insurance company and report the accident through your company. You will need to pay your deductible until the entire claim is settled, but your insurance company should be able to determine who the insurance carrier is and work with them to subrogate the claim, presuming the other person was at fault. If your insurance company cannot determine who the company is, they should be able to contact the other party through her driver’s license number, since insurance companies have the ability to obtain this information. The issue of fault will be discussed between the companies and hopefully it will result in you getting your deductible refunded.
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