Auto accident and insurance
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UPDATED: Jul 22, 2014
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Insurance Question from Las Vegas, NV
Asked on 07/22/2014
Auto accident and insurance My auto accident in Nevada was reduced to a parking ticket by the court and no points. Will I still need to disclose the accident to a new insurance company? Thank you.
Answer given on July 23, 2014
If you had an accident that was somehow reduced to a parking ticket, then you do not need to disclose this to your new insurance company. However, you should be sure that the DMV for the state involved has amended the information on your driving record from an accident.You can request a copy of your driving record from the DMV. If it still shows an accident on the date in question, contact the DMV for a correction. Until that is done the accident will still show up and you could be charge for it under your auto insurance.You can also ask your current insurance company to provide you with information on your driving record. If they show the accident, it still needs to be fixed. If they are charging you for an accident, and you get it amended to a ticket, make sure they amend your policy to remove any surcharge they are making on your policy.
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